DIGNITY GROUP PRODUCTS

Single & Family Funeral Plan

This product provides cover for you, as the Main Member, your spouse, children or extended family menbers who are below the age of 99 years.

Extended family

Other family members who are not included as immediate family, such as more than one spouse or other children can be included as extended family members. Extended family members can be added at an additional monthly premium.

Payment Of Benefits

Claims are paid within 48 hours - if we have received all required claim documentation.

Main Member Rates

 Cover Benefit  R 5 000  R 10 000  R 15 000
 18 - 64 years  R 50.00  R 80.00  R 99.00
 65- 74 years  R 110.00  R 140.00  R 170
 75 - 84 years  R 160.00  R 190.00  R 250.00
 85 - 99 years  R 190.00  R 220.00  R 290.00

Immediate Family Package (covers main member, spouse and up to 6 children)

(Children will enjoy cover up to the age of 21 years unless they are full time students; then the cover will continue up to 25 years)

 Cover Benefit  R 5 000  R 10 000  R 15 000
 18 - 64 years  R 60.00  R 90.00  R 140.00
 65- 74 years  R 140.00  R 170.00  R 230.00

Extended Family Rates

Claim payouts for children aged between 0-5 years is 50%, for ages between 6-13 is 75% and for for ages 14 years and older is 100%

 Cover Benefit  R 5000  R 10 000  R 15 000
 0 - 19 years  R 15.00  R30.00  R45.00
 20 - 64 years  R50.00  R80.00  R99.00
 65 - 74 years  R110.00  R140.00  R170.00
 75 - 84 years  R160.00  R190.00  R250.00
 85 - 99 years  R190.00  R220.00  R290.00

Waiting Benefits

  • A minimum cover of R5000 for main member is applicable.
  • Main member has to be the same as the premium payer.
  • A 6 month waiting period is applicable for all family members.
  • 24 months waiting period for death by suicide. Accidental death will be covered after the first premium payment has been received.
  • Premiums paid on, or before the 15th of the month will incept on the 1st of the same month.
  • Premiums paid after the 15th of the month will incept on the 1st of the following month.
  • Waiting periods are calculated from the the inception date. The policy must have completed a period of 6 calendar months and must have 6 premiums paid in to qualify for a claim.
  • Maximum age of entry for main member is 99years. Maximum age of entry for spouse is 74 years.
  • Cover is applicable for whole life - a life insured enjoys cover as long as premiums are paid
  • Should the insured amount be increased at any time, a new waiting period will apply to the increased portion of the insured amount
  • Should an additional member be added after the inception of the policy, a new waiting period will apply to the additional person.
  • A grce period of 2 months is allowed for the payment of a missed premium.
  • Your policy will lapse if you fail to make two consecutive premium payments. The policy may be reinstated by resuming premium payments within 3 months of the last premium payment so long as all arrear premium payments have been made.
  • Your policy will also be automatically reinstated upon receipt of the next premium. A waiting period of 3 calendar months will be applicable at reinstatement.

Single & family Funeral Plan is underwritten by BrightRock Life


 

  • This product provides cover for You as the Main Member, your spouse, children or extended family member who are below the age of 65years
  • Only one premium is payable for all the ten family members in the policy
  • The cover amount is for each member in the policy.
  • No annual premium increase.
  • Claims are paid within 48 hours - if we have recieved all required claim documentation.
1 + 9 Burial Plan Rates
Current Age  R 5000 Plan  R10 000 Plan  R 15000 Plan
18 - 65 years  R 150  R 250  R 360

*Claim payout for children aged between 0-5years is 50%, for ages between 6-13years is 75% and for 14 years and older is 100%

Waiting Benefits

  • 6 months waiting period for all members on the policy
  • 24 months waiting period for death by suicide
  • Accidental death will be covered after the first premium has been received.
  • Maximum age of entry for all members is 65 years
  • Cover is applicable for whole life - a life insured enjoys cover as long as premiums are paid
  • Should the insured amount be increased at any time, a new waiting period will apply to the increased portion of the insured amount
  • A grace period of 2 months is allowed for the payment of a missed premium.
  • If payment of an outstanding premium is not paid within the grace period, then the policy will lapse. The policy may be reinstated by resuming premium payments within 6 months of the last premium payment. No arrear premium payment will be accepted. A 3 month waiting period for claims will be applicable from the date of reinstatement. If the policy lapses during the initial waiting period, then the reinstatement waiting period will run concurrently.

1+9 Burial Plan is underwritten by BrightRock Life

About Senior Plus Plan
  • This product provides cover for you as the main member, plus six additional family members 'free'.
  • Additional members can include spouse, children and extended family members who are 64 years and below.
  • Extended family members older than 64 years can be covered at an additional premium.
  • Claims are paid within 48 hours - if we have recieved all required claim documentation.
 Current Age  R 5000  R 10 000  R 15000
 1 + 6 Members 64 Years and below  R 105  R 175  R 252
 Additional Member between 65-74 years  R 25  R 45  R 68
 Additional Member between 75-84 years  R 45  R 90  R 152

*Claim payout for children aged between 0-5 years is 50%, for ages between 6-13 years is 75% and for age 15 years and older is 100%.
*Cover for children continues after the age of 21 years.

Waiting Benefits

  • 6 months waiting period for ifor all members who are below 65 years on the policy.
  • 9 months waiting period for all members 65 years and older.
  • Maximum age of entry for the member and spouse is 64 years.
  • Maximum age of entry for the extended family member is 84 years.
  • Cover is applicable for whole life - a life insured enjoys cover as long as premiums are paid
  • Should the insured amount be increased at any time, a new waiting period will apply to the increased portion of the insured amount(if the initial waiting period has been completed)
  • Accidental death will be covered after the first premium has been recieved.
  • A grace period of 2 months is allowed for the payment of a missed premium. If payment of an outstanding premium is not paid within the grace period, then the policy will lapse.
  • A 3 month waiting period for claims will be applicable from the date of reinstatement. If the policy lapses during the initial waiting period then the reinstatement waiting period will run concurrently.

Senior Plus Plan is underwritten by BrightRock Life

About Kin Care Plan

Cover is applicable for Family or Single parent and up to 10 own, legally adopted, or foster children (children below 21 years).

 Kin Care Plan  Plan R5 000  Plan R10 000  Plan R15 000
Premium
 Main Member + Spouse + up to 10 Children  R 100  R 130  R 160
 Main Member + up to 10 Children  R 90  R 120  R 150

Cover Amounts
 Main Member 18 - 65 years  R5 000  R10 000  R15 000
 Spouse  R5 000  R10 000  R15 000
 Children 14 - 21 years  R5 000  R10 000  R15 000
 Children 6 - 13 years  R3 750  R7 500  R7 500
 Children 1 - 5 years  R2 500  R5 000  R5 000

Waiting Period

  • 6 months waiting for members below 65 years
  • Accidental death will be covered after the first premium has been received 24 months waiting period for death by suicide.

Payment of benefits

  • Claims are paid within 48 hours upon receipt of all required documents.

Kin Care Plan Plan is underwritten by BrightRock Life

Head Office
8 Balfour Road, Unit 1 Vincent, East London
Email: info@dignitygroup.co.za
Fax: 086 600 0476
WhatsApp: 074 024 4455
FSP No: 44875
CALL US TODAY
0861 777 100