DIGNITY GROUP PRODUCTS

Single & Family Funeral Plan

  • This product provides cover for you, as the Main Member, your spouse, children or extended family members who are below the age of 99 years.

  • Claims are paid within 48 hours - if we have received all required claim documentation.

Extended family

Other family members who are not included as immediate family, such as more than one spouse or other children can be included as extended family members. Extended family members can be added at an additional monthly premium.

Payment Of Benefits

Claims are paid within 48 hours - if we have received all required claim documentation.

Main Member Rates

 Cover Benefit  R 5 000  R 10 000  R 15 000
 18 - 64 years  R 50.00  R 80.00  R 99.00
 65 - 74 years  R 110.00  R 140.00  R 170.00
 75 - 84 years  R 160.00  R 190.00  R 250.00
 85 - 99 years  R 190.00  R 220.00  R 290.00

Immediate Family

 Cover Benefit  R 5 000  R 10 000  R 15 000
 18 - 64 years  R 60.00  R 90.00  R 140.00
 65 - 74 years  R 140.00  R 170.00  R 230.00

Extended Family

 Cover Benefit  R 5000  R 10 000  R 15 000
 0 - 19 years  R 15.00  R 30.00  R 45.00
 20 - 64 years  R 50.00  R 80.00  R 99.00
 65 - 74 years  R 110.00  R 140.00  R 170.00
 75 - 84 years  R 160.00  R 190.00  R 250.00
 85 - 99 years  R 190.00  R 220.00  R 290.00

*Claim payout for children aged between 0-5 years is 50%, for ages between 6-13 years is 75% and for ages 14 and older is 100%.
*Children will enjoy cover up to the age of 21 years unless they are full time students, then cover will continue up to the age of 25 years.

Waiting Benefits

  • A minimum cover of R5000 for Main member is applicable.
  • Main member has to be the same as premium payer
  • A 6 months waiting period is applicable for All Family Members.
  • 12 months waiting period for death by suicide. Accidental death will be covered after the first premium has been received.
  • Your policy incepts the month we receive the first premium.
  • Your premiums are due on the first (1st) day of each month.
  • Waiting period is calculated from the inception date. Policy must have completed a period of 6 calendar months and must have 6 premiums paid in, to qualify for claim.
  • Maximum age of entry for main member is 99 Years. Maximum age of entry for spouse is 74 Years.
  • Cover is applicable for whole life - a life insured enjoys cover as long as premiums are paid.
  • Should the insured amount be increased at any time, a new waiting period will apply to the increased portion of the insured amount.
  • Should an additional member be added after the inception of the Policy, a new waiting period will apply to the additional person.
  • Your policy will lapse if you fail to make two consecutive premium payments. The policy may be reinstated by resuming premium payments within 5 months of the last premium payment so long as all arrear premium payment are made.
  • Your policy will also be automatically reinstated upon receipt of the next premium. There is no waiting period after reinstatement only when the policy completed the initial waiting period. If initial waiting period was not completed it will continue till completed.

Single & family Funeral Plan is underwritten by BrightRock Life.


1+9 Burial Plan

 

  • This product provides cover for you, as the Main Member, your spouse, children or extended family member who are below the age of 65 years.
  • Pay one premium for all members registered on the policy.
  • Claims are paid within 48 hours - if we have recieved all required claim documentation.
1+9 Burial Plan Rates
Current Age  R 5000  R 10 000  R 15 000
Below 65 years  R 150.00  R 250.00  R 360.00

*Claim payouts for children aged between 0-5years is 50%, for ages between 6-13years is 75% and for 14 years and older is 100%.

Waiting Benefits

  • 6 months waiting period for all family members.
  • Your policy incepts the month we receive the first payment.
  • Your premiums are due on the first (1st) day of each month.
  • Waiting period is calculated from the inception date. Policy must have completed a period of 6 calendar months and must have 6 premiums paid in, to qualify for a claim.
  • 12 months waiting period for death by suicide.
  • Accidental death will be covered after the first premium has been received.
  • Maximum age of entry for all members is 64 years
  • Cover is applicable for whole life - a life insured enjoys cover as long as premiums are paid.
  • Should the insured amount be increased at any time, a new waiting period will apply to the increased portion of the insured amount.
  • Should an additional member be added after the inception of the policy, a new waiting period will apply to the additional person.
  • Your policy will lapse if you fail to make two consecutive premium payments. the policy may be reinstated by resuming premium payments within 5 months of the last premium payment so long as all arrear premium payments are made.
  • Your policy will also be automatically reinstated upon the receipt of the next premium. There is no waiting period after reinstatement only when the policy completed the initial waiting period. If initial waiting period was not completed it will continue till completed.

1+9 Burial Plan is underwritten by BrightRock Life.

Senior Plus Plan
  • This product provides cover for you as the main member, plus six additional family members 'free'.
  • Additional members can include spouse, children and extended family members who are 64 years and below.
  • Extended family members older than 64 years can be covered at an additional premium.
  • Claims are paid within 48 hours - if we have recieved all required claim documentation.
 Cover Benefits  R 5000  R 10 000  R 15000
 1+6 Members: 0-64 years  R 105.00  R 175.00  R 252.00
 Additional Member: 65-74 years  R 25.00  R 45.00  R 68.00
 Additional Member: 75-84 years  R 45.00  R 90.00  R 152.00

*Claim payouts for children aged between 0-5 years is 50%, for ages between 6-13 years is 75% and for age 14 years and older is 100%.
*Cover for children continues after the age of 21 years.

Waiting benefits

  • 6 month waiting period for for all family members.
  • Your policy incepts the month we receive the first premium.
  • Your premiums are due on the first (1st) day of each month.
  • Waiting period is calculated from the inception date. Policy must have completed a period of 6 calendar months and must have 6 premiums paid in, to qualify for claim.
  • 12 month waiting period for death by suicide.
  • Accidental death will be covered after the first premium has been received.
  • Maximum age of entry for all members is 64 years.
  • Maximum age of entry for the extended family member is 84 years.
  • Cover is applicable for whole life - a life insured enjoys cover if premiums are paid.
  • Should the insured amount be increased at any time, a new waiting period will apply to the increased portion of the insured amount.
  • Should an additional member be added after the incpetion of the policy, a new waiting period will apply to the additional person.
  • Your policy will lapse if you fail to make two consecutive premium payments. The policy may be reinstated by resuming premium payments within 5 months of the last premium so long as all arrear premium payments are made.
  • Your policy will also be automatically reinstated upon receipt of the next premium. There is no waiting period after reinstatement only when the policy completed the initial waiting period. If initial waiting period was not completed it will continue till completed.

Senior Plus Plan is underwritten by BrightRock Life.

Kin Care Plan

  • Cover is applicable for Family or Single parent and up to 10 own, legally adopted, or foster children (children below 21 years).
  •  Kin Care Plan  Plan R5 000  Plan R10 000  Plan R15 000
    Premiums
     Main Member + Spouse + up to 10 Children  R 100.00  R 130.00  R 160.00
     Main Member + up to 10 Children  R 90.00  R 120.00  R 150.00
    Cover Amounts
     Main Member 18 - 65 years  R 5 000  R 10 000  R 15 000
     Spouse  R 5 000  R 10 000  R 15 000
     Children 14 - 21 years  R 5 000  R 10 000  R 15 000
     Children 6 - 13 years  R 3 750  R 7 500  R 11 250
     Children 1 - 5 years  R 2 500  R 5 000  R 7 500

    Waiting Benefits

    • A 6 month waiting period for all family members.
    • Your policy incepts the month we receive the first premium.
    • Your premiums are due on the first (1st) day of the month.
    • Waiting period is calculated from the inception date. Policy must have completed 6 calendar months and must have 6 premiums paid in, to qualify for claim.
    • 12 month waiting period for death by suicide.
    • Accidental death will be covered after the first premium has been received.
    • Maximum age of entry for all members is 64 years.
    • Cover is applicable for whole life - a life insured enjoys cover as long as premiums are paid.
    • Should the insured amount be increased at any time, a new waiting period will apply to the increased portion of the insured amount.
    • Should an additional member be added after the inception of the policy, a new waiting period will apply to the additional person.
    • Your policy will lapse if you fail to make 2 consecutive premium payments. The policy may be reinstated by resuming premium payments within 5 months of the last premium payment so long as all arrear premium payments are made.
    • Your policy will also be automatically reinstated upon receipt of the next premium. There is no waiting period after reinstatement only when the policy completed the initial waiting period. If initial waiting period was not completed it will continue till completed.

    Kin Care Plan is underwritten by BrightRock Life.

    Head Office
    8 Balfour Road, Unit 1 Vincent, East London
    Email: info@dignitygroup.co.za
    Fax: 086 600 0476
    WhatsApp: 074 024 4455
    FSP No: 44875
    CALL US TODAY
    0861 777 100