About My Family

• My Family plan provides cover for a policyholder, his/her immediate family and extended family members.
• Maximum entry age for Policyholder and Spouse is below 70 years.
• Maximum entry age for any Extended Members on the Family plan is below 85 years.
• A maximum of 6 children will be covered under the immediate family package.
• Your policy incepts on the 1st day of the month in which your first premium is paid.
• There is 6 months waiting period for natural deaths. Waiting period is calculated from policy inception. Policy must have completed a period of 6 calendar months and must have 6 premiums paid in, to qualify for a claim.
• 12 months waiting period is applicable for death by suicide. Accidental deaths are covered upon receipt of first premium, policy must be active.
• Minimum premium per policy is R 99.
• Policyholder will receive a cash back benefit after 60 months, if all 60 premiums have been paid and there were no claims during the 60 months period.

Policy Holder Rates

	A	B	C	D	E
Cover	R 10 000	R 15 000	R 20 000	R 25 000	R 30 000
Cashback Benefits	R 1 800	R 1 800	R 3 600	R 3 600	R 5 400
18 - 50 years	R 89.00	R 121.00	R 178.00	R 210.00	R 267.00
51 - 55 years	R 99.00	R 136.00	R 198.00	R 235.00	R 297.00
56 - 60 years	R 119.00	R 166.00	R 238.00	R 285.00	R 357.00
61 - 65 years	R 139.00	R 196.00	R 278.00
66 - 70 years	R 190.00	R 273.00

IMMEDIATE FAMILY RATES (Policy Holder, Spouse and upto 6 Children)

	A	B	C	D	E
Cover	R 10 000	R 15 000	R 20 000	R 25 000	R 30 000
Cashback Benefits	R 1 800	R 1 800	R 3 600	R 3 600	R 5 400
18 - 50 years	R 139.00	R 196.00	R 278.00	R 335.00	R 417.00
51 - 55 years	R 169.00	R 241.00	R 338.00	R 410.00	R 507.00
56 - 60 years	R 199.00	R 286.00	R 398.00	R 485.00
61 - 65 years	R 249.00	R 361.00
66 - 70 years	R 299.00	R 436.00

EXTENDEND FAMILY RATES (Below 85 years)

	A	B	C	D	E
Cover	R 5 000	R 10 000	R 12 500	R 15 000	R 20 000
0 - 18 years	R 22.00	R 39.00	R 49.00	R 59.00	R 79.00
19 - 30 years	R 30.00	R 46.00	R 58.00	R 69.00	R 92.00
31 - 35 years	R 31.00	R 58.00	R 69.00	R 80.00	R 107.00
36 - 40 years	R 42.00	R 65.00	R 81.00	R 97.00	R 129.00
41 - 45 years	R 54.00	R 89.00	R 106.00	R 123.00	R 164.00
46 - 50 years	R 75.00	R 125.00	R 149.00	R 172.00	R 229.00
51 - 55 years	R 92.00	R 169.00	R 202.00	R 234.00	R 312.00
56 - 60 years	R 125.00	R 249.00	R 277.00	R 304.00	R 405.00
61 - 65 years	R 182.00	R 263.00	R 293.00	R 323.00
66 - 70 years	R 229.00	R 312.00	R 354.00	R 396.00
71 - 75 years	R 270.00	R 335.00	R 382.00	R 429.00
76 - 80 years	R 289.00	R 380.00	R 416.00	R 451.00
81 - 85 years	R 313.00	R 386.00	R 488.00	R 590.00

Administered by Dignity Group, an authorised financial services provider FSP 44875 and underwritten by King Price Life Insurance Limited, a licensed insurer in terms of the Insurance Act, 2017. Registration Number 1948/029011/06 (Authorised FSP: No 47235.

About My Family 4 & 6

• My family 4 and my family 6 provides cover for you as the policy holder, your immediate family and extended family members all under the age of 65 years.
• Additional extended family members below 85 years may be added at an additional cost.
• Your policy incepts on the 1st day of the month in which your first premium is paid.
• There is 6 months waiting period for natural deaths. Waiting period is calculated from policy inception.
• Policy must have completed a period of 6 calendar months and must have 6 premiums paid in, to qualify for a claim.
• Accidental deaths are covered upon receipt of the first premium and policy must be active. There is a 12 months waiting period applicable for death by suicide.
• Minimum premium per policy is R 99.

MY FAMILY 4

	Cover	R 5 000	R 10 000	R 15 000
Member	18 - 65 years	R 43.00	R 71.00	R 103.00
4 Extended	0 - 65 Years	R 172.00	R 287.00	R 412.00

*Member can include spouse and up to 6 children below the age of 21 years. Children will enjoy cover up to the age of 21 years unless they are full time students then the cover will continue up to 25 years subject to proof being supplied.

MY FAMILY 6

	Cover	R 5 000	R 10 000	R 15 000
Member	18 - 65 years	R 43.00	R 71.00	R 103.00
6 Extended	0 - 65 Years	R 258.00	R 431.00	R 618.00

*Member can include spouse and up to 6 children below the age of 21 years. Children will enjoy cover up to the age of 21 years unless they are full time students then the cover will continue up to 25 years subject to proof being supplied.

ADDITIONAL FAMILY MEMBERS RATE (Below 85 years)

Cover	R 5 000	R 10 000	R 15 000
0 - 18 years	R 22.00	R 39.00	R 59.00
19 - 30 years	R 30.00	R 46.00	R 69.00
31 - 35 years	R 31.00	R 58.00	R 80.00
36 - 40 years	R 42.00	R 65.00	R 97.00
41 - 45 years	R 54.00	R 89.00	R 123.00
46 - 50 years	R 75.00	R 124.00	R 172.00
51 - 55 years	R 92.00	R 169.00	R 234.00
56 - 60 years	R 125.00	R 249.00	R 304.00
61 - 65 years	R 182.00	R 263.00	R 323.00
66 - 70 years	R 229.00	R 312.00	R 396.00
71 - 75 years	R 270.00	R 335.00	R 429.00
76 - 80 years	R 289.00	R 380.00	R 451.00
81 - 85 years	R 313.00	R 386.00	R 590.00

Administered by Dignity Group, an authorised financial services provider FSP 44875 and underwritten by King Price Life Insurance Limited, a licensed insurer in terms of the Insurance Act, 2017. Registration Number 1948/029011/06 (Authorised FSP: No 47235.

Aboutt Single & Family Plan

• This product provides cover for you as the policyholder, your spouse, children, and extended family members.

Policy Holder & Family Rates

Current Age	R 5 000	R 10 000	R 15 000
18 - 49 years	R 85.00	R 105.00	R 136.00
50 - 59 years	R 116.00	R 149.00	R 219.00
60 - 69 years	R 121.00	R 182.00	R 275.00
70 - 75 years	R 176.00	R 215.00	R 314.00

*A maximum of 6 children can be covered under family plan. Children will enjoy cover up to the age of 21 years unless they are full time students then the cover will continue up to 25 years subject to proof being supplied..

Extended Family Rates (Below 90 years)

Current Age	R 5000	R 10 000	R 15 000
0 - 19 years	R 22.00	R 39.00	R 50.00
20 - 29 years	R 43.00	R 54.00	R 72.00
30 - 39 years	R 55.00	R 66.00	R 109.00
40 - 49 years	R 72.00	R 109.00	R 138.00
50 - 59 years	R 116.00	R 149.00	R 219.00
60 - 69 years	R 121.00	R 187.00	R 281.00
70 - 79 years	R 176.00	R 215.00	R 314.00
80 - 89 years	R 209.00	R 365.00	R 545.00

Benefits

• This product provides cover for you as the policyholder, your spouse, children, and extended family members.
• Your policy incepts on the 1st day of the month in which your first premium is paid.
• There is 6 months waiting period for natural deaths. Waiting period is calculated from policy inception. Policy must have completed a period of 6 calendar months and must have 6 premiums paid in full, to qualify for a claim.
• 12 months waiting period is applicable for death by suicide. Accidental deaths are covered upon receipt of first premium, policy must be active.
• Minimum premium per policy is R 99.

Administered by Dignity Group, an authorised financial services provider FSP 44875 and underwritten by King Price Life Insurance Limited, a licensed insurer in terms of the Insurance Act, 2017. Registration Number 1948/029011/06 (Authorised FSP: No 47235.

Kin Care Plan

Cover is applicable for a Family or a Single parent, extended family and up to 10 own, legally adopted, or foster children.

Kin Care Plan	Plan R5 000	Plan R10 000	Plan R15 000
PLAN A (Family package)
Policy Holder + Spouse + 10 Children (0 - 65 years)	R 143.00	R 186.00	R 229.00
PLAN B (Extended members below 75 years old)
Policy Holder + Spouse + 10 Children + 2 Extended Members	R 242.00	R 336.00	R 493.00
PLAN C (Extended members below 85 years old)
Policy Holder + Spouse + 10 Children + 2 Extended Members	R 275.00	R 443.00	R 664.00

* Cover for children continues after the age of 21 years.

Benefits

• Cover is applicable for a family, single parent, extended family and up to 10 own, legally adopted or foster children.
• Your policy incepts on the 1st day of the month in which your first premium is paid.
• There is 6 months waiting period for natural deaths. Waiting period is calculated from policy inception. Policy must have completed a period of 6 calendar months and must have 6 premiums paid in, to qualify for a claim.
• 12 months waiting period is applicable for death by suicide. Accidental deaths are covered upon receipt of first premium, policy must be active.
• Minimum premium per policy is R 99.

Administered by Dignity Group, an authorised financial services provider FSP 44875 and underwritten by King Price Life Insurance Limited, a licensed insurer in terms of the Insurance Act, 2017. Registration Number 1948/029011/06 (Authorised FSP: No 47235.

Pension Plan

*A maximum of 10 children will be covered per policy. Children will enjoy cover up to the age of 21 years unless they are full time students then the cover will continue up to 25 years subject to proof being supplied.
*Claim payouts for children aged between 0-5 years is 25%, for ages between 6-13 years is 50% and for age 14 years and older is 100% of total sum insured.

Single Member Insured

Age	Plan A	Plan B	Plan C
18 - 59 years	R 15,000.00	R 25,000.00	R 35,000.00
60 - 64 years	R 10,000.00	R 15,000.00	R 20,000.00
65 - 69 years	R 6,000.00	R 10,000.00	R 14,000.00
70 - 74 years	R 4,000.00	R 7,000.00	R 10,000.00
75 - 79 years	R 3,000.00	R 5,000.00	R 7,000.00
80 - 84 years	R 2,000.00	R 3,500.00	R 5,000.00
Premium	R 99.00	R 149.00	R 198.00

Main Member, Spouse and upto 6 children under 21 years of age

Age	Plan D	Plan E	Plan F
18 - 59 years	R 7,500.00	R 12,500.00	R 17,500.00
60 - 64 years	R 5,000.00	R 7,500.00	R 10,000.00
65 - 69 years	R 3,000.00	R 5,000.00	R 7,000.00
70 - 74 years	R 2,000.00	R 3,500.00	R 5,000.00
Premium	R 99.00	R 149.00	R 198.00

Benefits

• Policy holder must be the premium payer
• Maximum cover for additional children is R5000.
• All children covered in this policy must either be biological or legally adopted children.
• Your policy incepts the month we receive the first premium.
• Waiting period is calculated from the inception date. A policy must have completed a period of 6 calendar months and must have 6 premiums paid in, to qualify for a claim.
• A 6 months waiting period for all members pertaining to natural death is applicable.
• Accidental death will be covered after the first premium has been received, policy must be active
• 12 months waiting period for death by suicide
• A life insured enjoys cover if premiums are paid
• Should the insured amount be increased at any time, a new waiting period will apply to the increased portion of the insured amount.
• Should an additional member be added after the inception of the policy, a new waiting period will apply to the additional person.
• When your policy misses one (1) month’s premium payment and, in case of a claim, the value of the outstanding premium will be deducted from the claim amount.
• Should the next premium not be received on the premium due date, such policy will lapse. A lapsed policy is considered cancelled and no further collection attempts will be made.
• If a premium under a policy has not been paid on its due date, the policyholder will be informed within 15 days after missing the premium payment of the outstanding premium due.
• If the Policy benefit lapses due to non-payment of premiums, the Policyholder may apply for reinstatement of cover
• Reinstatement will be allowed within 2 months from the effective lapse date, without imposing a new waiting period. The remaining period of a waiting period that had not yet passed at the time of lapse, will however still apply and outstanding premiums have to be paid in order for a reinstatement of cover to occur. Reinstatement of cover is not allowed at claim stage.

Administered by Dignity Group, an authorised financial services provider FSP 44875 and underwritten by King Price Life Insurance Limited, a licensed insurer in terms of the Insurance Act, 2017. Registration Number 1948/029011/06 (Authorised FSP: No 47235.

1+9 Burial Plan

*This product provides cover for you, as the policyholder, your spouse, children or extended family members who are below the age of 65 years..
*Claim payouts for children aged between 0-5 years is 25%, for ages between 6-13 years is 50% and for age 14 years and older is 100% of total sum insured.

Pay one premium for all family members covered on the Policy.

Age	Plan A	Plan B	Plan C
0 - 49 years	R 10,000.00	R 15,000.00	R 20,000.00
50 - 64 years	R 5,000.00	R 10,000.00	R 15,000.00
Premium	R 270.00	R 420.00	R 570.00

Benefits

• Policy holder must be the premium payer
• Maximum age of entry for all policy members is 64 years.
• All member’s full I.D number will be required at application stage.
• Your policy incepts on the 1st day of the month in which your first premium is paid.
• There is 6 months waiting period for natural deaths. Waiting period is calculated from policy inception. Policy must have completed a period of 6 calendar months and must have 6 premiums paid in full, to qualify for a claim.
• A 6 months waiting period for all members pertaining to natural death is applicable.
• Accidental deaths are covered upon receipt of the first premium and policy must be active. There is a 12 months waiting period applicable for death by suicide.

Administered by Dignity Group, an authorised financial services provider FSP 44875 and underwritten by King Price Life Insurance Limited, a licensed insurer in terms of the Insurance Act, 2017. Registration Number 1948/029011/06 (Authorised FSP: No 47235.